Effective Date: October, 2025

By accessing and using the digital.Rafeeq Creative website and purchasing any products, you agree to be bound by these Terms and Conditions and all policies referenced herein.

1. Acceptance and Scope

  • Acceptance: By accessing the site, you confirm your acceptance of these Terms. If you do not agree, you may not use our service.
  • Jurisdiction: These Terms shall be governed by the laws of India, and specifically the courts in Srinagar, Jammu and Kashmir, shall have exclusive jurisdiction over any claims arising from these Terms.

2. Digital Products & Licensing

  • Nature of Products: All products are digital and non-tangible (templates, graphics, etc.). Ownership remains with digital.Rafeeq Creative; you only purchase a license for use.
  • License Grant: You are granted a non-exclusive, non-transferable license to use the product as defined in the [Link to License Agreement Page]. You must choose the appropriate Personal or Commercial license.
  • Prohibited Actions: You may NEVER resell, redistribute, sub-license, share, or transfer the original digital files, even if modified. This constitutes a severe breach of these Terms.

3. Payment, Billing, and Refunds

  • Pricing: All prices are subject to change without prior notice.
  • Taxes: All applicable Indian taxes (GST) will be added to the price where required by law.
  • Refunds: Due to the nature of digital goods, all sales are final and non-refundable, except where explicitly stated in our [Link to Refund Policy Page] (i.e., for proven technical file defects).

4. User Accounts and Security

  • You are responsible for maintaining the confidentiality of your account password and for all activities that occur under your account.
  • You agree to notify us immediately of any unauthorized use of your account. We reserve the right to terminate or suspend your account for any breach of these Terms.

5. Limitation of Liability and Disclaimer

  • No Warranty: Products are provided “as is,” without warranties of any kind, either express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, or non-infringement.
  • Liability: digital.Rafeeq Creative, its directors, employees, or affiliates shall not be liable for any direct, indirect, incidental, punitive, or consequential damages resulting from the use or inability to use the products, even if we have been advised of the possibility of such damages.

6. Contact Information

If you have questions about these Terms & Conditions, please contact:
📧 Email: support@digital.rafeeqcreative.com
🌐 Website: https://digital.rafeeqcreative.com

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